Mortgage Loan

Mortgage Loans

We offer a choice of fixed and adjustable-rate mortgage loan products with flexible terms and competitive rates. Whether you're an experienced borrower or a first-time home buyer, our experienced Mortgage Loan Originators will help you find the right loan to fit your needs. Please contact a Mortgage Loan Originator in any of our branches for more details.

Mortgage ProductBenefitsFeatures
Conforming or High Balance Fixed Rate Mortgage1 Suitable for borrowers who expect to live in their homes for an extended period and want the security of a fixed payment over the life of the loan.
  • Fixed monthly payments
  • Impounds for taxes & insurance not required
  • No prepayment penalty for paying off early
  • Competitive loan rates
First Time Homebuyer Conforming Fixed Rate Mortgage1,2 Suitable for first time home buyers who want to make a lower down payment to realize their dream of homeownership.
  • Lower down payment
  • Fixed monthly payments
  • No prepayment penalty for paying off early
  • Competitive loan rates
Consumer Advantage Conforming or Jumbo Adjustable Rate Mortgage1 Suitable for borrowers who want to take advantage of a lower start rate because they expect their income to increase over time or don't expect to be in their home for an extended period.
  • Loan amounts up to $4.0 million
  • Adjustable payments after the fixed term ends
  • Impounds for taxes & insurance not required
  • No prepayment penalty for paying off early
  • Competitive loan rates
Consumer Advantage Jumbo Fixed Rate Mortgage1 Suitable for borrowers who expect to live in their homes for an extended period and want the security of a fixed payment over the life of the loan but who require a higher loan amount due to the value of their home.
  • Loan amounts up to $2.5 million
  • Fixed monthly payment
  • Impounds for taxes & insurance not required
  • No prepayment penalty for paying off early
  • Competitive loan rates

1 Restrictions and limitations may apply.
2 Subject to area median income restrictions.

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