Checking Accounts

Personal Checking Accounts

Far East National Bank offers several checking plans, each with it's own unique features to fit your personal banking needs. 

AccountPersonal CheckingSenior CheckingPersonal Interest CheckingPremier Interest Checking
Description Basic checking account Free checking account for seniors age 62+ Interest bearing checking account w/ low minimum opening deposit A Premier relationship checking account w/ added benefits
Minimum Opening Deposit $100 $100 $100 $1,000
Monthly maintenance fee $8 None $10 $15
No monthly maintenance fee when you do one of the following Maintain a minimum balance of $1,000
OR
Make direct deposits totaling $500 or more each statement cycle
OR
Opt to receive online statements instead of paper statements
N/A Maintain a minimum balance of $2,000
OR
Maintain a minimum combined balance of $10,000 in this account plus linked personal money market, savings, CDs, and IRA CDs1
Maintain a minimum balance of $5,000
OR
Maintain a minimum combined balance of $15,000 in this account plus linked personal money market, savings, CDs, and IRA CDs1
Features and benefits
  • Free debit card
  • Free online banking
  • All account owners must be at least 62 years old
  • Free debit card
  • Free online banking
  • Free debit card
  • Free online banking
  • Free standard checks2
  • 2 free incoming wires2
  • 2 free non-FENB ATM withdrawals2

*Refer to our Deposit Agreement and Personal Account Disclosures & Fee Schedule for the complete terms and conditions of our accounts. Other miscellaneous fees may apply.

1. For combined balances, multiple personal deposit accounts including money marketing, savings, CDs, and IRA CDs can be linked to your checking account. You must be the primary owner on the checking account and all linked accounts.

2. Free standard checks limited to one order of 150 single checks per year. Two free incoming wire transfers per statement cycle. $1 of first two non-FENB ATM withdrawal fees will be waived, with a maximum of $2 waived per statement cycle.

 

 

PDF Click here for our current deposit rates.